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Any problem you might have on our website do not give your personal detail or password to anybody.
Students starting university or college can apply for loans to help with their tuition fees and living costs. How much money you get depends on if you study full-time or part-time and on your living circumstances. Find out how much you could get.
The following student loans are available:
Your university or college decides what to charge you for tuition. Check their prospectus or website to find out what your tuition fees will be.
Use the Student Finance Calculator to get an estimate of the loans, grants and bursaries available to you (full-time students only).
Returning students and students applying for courses starting before 1 September 2012 continue on the old student finance scheme with lower tuition fees.
The Tuition Fee Loan covers the fees you’re charged each year of your course. It’s paid directly to your university or college.
Your Tuition Fee Loan may not cover all of your fees if you study at an approved private university or college.
|Student type||Tuition Fee Loan|
|New full-time students||£9,000|
|New full- time students at private university or college||£6,000|
|New part-time students||£6,750|
|New part-time students at private university or college||£4,500|
To qualify for a Tuition Fee Loan your part-time course needs to be least 25 per cent of an equivalent full-time course each year (eg. four years instead of one year full time).
Full-time students can apply for a Maintenance Loan to help with living costs. Maintenance Loans are paid into your bank account at the start of each term.
Part-time students can’t apply for a Maintenance Loan.
The exact amount full-time students can borrow depends on:
You can also get student grants to help with living costs.
|Where you live and study||Maintenance Loan|
|You live at home||£4375|
|You live away from home and study outside London||£5500|
|You live away from home and study in London||£7675|
|You spend a year of a UK course studying overseas||£6535|
Rates for final year students are different. Contact Student Finance England to find out what rate applies to you.
You can apply for 65 per cent of the Maintenance Loan without having your household income looked at. This means you can apply without your parents or partner having to send in any details of their income.
If you want to get the full loan Student Finance England will assess your household income and base the amount of your loan on that. Your household income is your parents’ or partner’s income, plus yours.
The big question is whether you intend to run down your lump sum or not. If you do then there is less need to make your money perform, savers who shift cash around the best savings accounts should be able to get a return of the going rate of inflation plus 2%.
The White House was ultra-secretive about which wines would be served at Wednesday’s state dinner honoring British Prime Minister David Cameron. The administration had also kept private the wine list for a state dinner for German Chancellor Angela Merkel last June.
This was strange, since presidents have traditionally used such events to promote American vineyards. The speculation was that, after President Obama took flak for serving pricey vintages at a state dinner in January 2011 for Chinese President Hu Jintao, the White House clammed up. Profiles in courage, these guys.
As it turns out, one of the guests at the dinner was Eric LeVine, founder of Cellar Tracker, a wine website. His wife is Suzi LeVine, a big-time Obama bundler. On his blog he listed the bottles the White House served, which included:
LeVine also reports the menu for the day: Here.
Have you wonder to visit Russia? You will need a guide…. Here is a one interactive for you: Touch Russia : Beyond the Headlines (and it’s FREE)
Imagine a world in which women acted like guys and men were chicks. Before you celebrate the free drinks you’re going to get, you’d better contemplate the walk of shame to follow. This video should help you visualize it.
Leadership guru Warren Bennis asked whether leaders are born or made. When asked if Wall Street would accept a young Mark Zuckerberg in his early 20s as CEO, Facebook investor Peter Thiel said: “Well, we’ll wait until he’s over 25 to file”. Wise move, considering that Mark’s title on his business cards read “I’m CEO, bitch”.
Andy Murdock, Lonely Planet author
The Oxford English Dictionary contains over 600,000 unique words – surely enough to describe any situation, one would think. But as any traveler knows, the world has a way of confronting us with sights and experiences that can leave even the smartest among us at a loss for words. Sometimes we’re limited by our vocabularies, but often the word we need to describe what we’ve seen and done simply doesn’t exist…yet.
Full information at Google
China-based company Proview Electronics is suing Apple for $1.6 billion and an apology for alleged infringement for use of its trademarked iPad name, reports Apple Insider.
Apple had initially bought the trademark from the company for $55,000, but the lawsuit maintains that the deal did not include rights to use the word "iPad" in China.
Here's the thing—Chinese courts have already found in favor of Proview, but Apple is appealing the decision.
Xiao Caiyuan, a lawyer for the company, believes Apple will lose the appeal and added, "We have prepared well for a long-term legal battle."
Every second one hour video is uploaded in Youtube. To thanks users and promote his video service Google created a mini funny website : One Hour Per Second. We can learn for instance that in 48 secondes of YouTube’s video a bambou plant in optimum life condition will grow 6 feet long (1,83 metres).
The different animations are funny and nice designed. We can learn some useless information, which means…. necessary.
The way things are at the moment the UK needs all the likes it can get. Luckily we have quite a few, according to a Deloitte study out today. It looks into the economic impact of Facebook across Europe and says Facebook is worth as much as £2.2bn to the UK economy and that the social network supports as many as 35,200 jobs.
The figure came as part of an Ad Boost programme that Facebook has announced, which will see it give away up to £4.2m of free advertising to help small businesses get started and grow their business on Facebook.
The Ad Boost programme aims to reach some 50,000 small businesses across the UK, France, Germany, Spain and Italy and will offer businesses the chance to claim up to £80 of ad credits.
The Deloitte report shows how Facebook already supports £1.14bn in “business participation effects” in the UK as businesses, predominantly small businesses, use Facebook’s free pages to promote their brand, raise awareness, advertise and generate new business. This activity it says supports 18,400 jobs in the UK.
This makes the UK one of the largest “Facebook economies in Europe. We’re level pegging with Germany, see infographic below:
Full article at:
On Sunday, Facebook quietly registered a series of “Facebook Newsroom” domains–a move that seems to signal that Facebook’s entering the media content game in a new way. Three domains were registered, according to Fusible, facebook-newsroom.com, facebook-newsroom.org, and facebook-newsroom.net. Facebook is listed on Whois.com as the registrant, administrative contact, and technical contact for all three.
The Facebook Newsroom project looks like it could be similar to another Facebook project: Facebook Studio (facebook-studio.com) is a community for advertisers and marketers that already has more than 400,000 participants and observers.
Several other domains were also purchased by Facebook last week. Facebook purchased timelinemoviemaker.com, timelinemoviemaker.net, and timelinemoviemaker.org. In addition, fborigin.com and fborigin.net were also purchased by the social media giant.
The last official corporate communication from Facebook was last week’s massive Timeline app blitz.
Update: According to a media representative for Facebook, the new domains are “related to an upgrade of Facebook’s press room.” It is important to note that Facebook is widely expected to announce an IPO in 2012.
Leave a locked-up bike on the streets of New York’s SoHo neighborhood and take a photograph of it every day and make a stop motion of it. Like the crumbling of a mountain side from eons of erosion, the bike vanished bit by bit as it was stripped of its parts. It takes nearly six months before the first act of larceny occurs…
How long do you think this could take in Cambridge?
In myths and fairytales, dragons may breathe fire and hold fair princesses captive until they can be rescued by their handsome heroes.
But when the dragon of Chinese astrology arrives with the Lunar New Year on Monday, the mythical creature will bring with it optimism and hope for better times ahead in 2012.
‘The dragon is a symbol of power and superior control.’—Stephen Chu
The dragon is the most auspicious and powerful of the 12 signs of the zodiac, one associated with high energy and prosperity. It’s also the only mythical creature in the Chinese astrological stable that includes horses, rats and pigs. This year is considered especially auspicious because it is the year of the water dragon, something that happens once every 60 years.
“The dragon is a symbol of power and superior control,” says Stephen Chu, president of the Mississauga Chinese Business Association, west of Toronto. “It’s not evil. The dragon is a good symbol.”
It also represents change and mobility.
“Dragons seem to be a change year, and usually from bad to good,” says Paul Ng, a feng shui master in Richmond Hill, Ont., north of Toronto.
“In general, in the dragon years, the world economy does a little better.”
Given how the world economy has been getting along, that wouldn’t be a bad thing.
And with this year of the dragon coming after 2011′s year of the rabbit, a symbol which Ng says usually represents instability, he sees the potential for an economic rebound similar to the pattern that emerged in 1987 (a bad — and rabbit — year), followed by a better (and dragon) year in 1988.
In Chinese mythology and folklore, there are many dragon tales.
Ng points to a time about 5,000 years ago, when tribes were fighting one another. The tribe of the Yellow Emperor succeeded, and combined the totems of other tribes, including the phoenix, the lion, the snake, the scorpion and the tiger, to form the dragon totem.
“So that’s why when you look at the dragon claws, they are like claws of the lions and tigers mixed.
“The tail is almost like a scorpion. The body is like a snake being flexible … and the head would be just like the big lion head,” says Ng.
“In other words, they combined totems of many powerful animals into one that flies like the fiery bird, the phoenix. It’s quite a mixed basket. It incorporates the most powerful things of all kinds of creatures into one. That’s why people love it, because if you’re a dragon, you’re everything.”
So much so that people throughout much of Asia often do what they can to make sure they are married or have a child during a year of the dragon.
Officials expect a baby boom not only in China and Taiwan, but in other Asian countries and territories that observe the New Year festival, including Japan, South Korea, Vietnam, Hong Kong and Macau.
People shop for good luck charms on the eve of the celebration of the Chinese New Year in Hong Kong Sunday. (Vincent Yu/Associted Press)
Most have extremely low birth rates, reflecting a preference among young couples in these prosperous or rapidly developing societies to choose quality of life and career advancement over the responsibilities of child rearing.
But this year of the dragon looks to be breaking the mould.
A poll in Hong Kong showed that 70 per cent of couples there wanted children born under the dragon sign, while South Korea, Vietnam and China all report similar enthusiasm about dragon-year childbearing.
The year of the dragon has long proved to be an impetus for births. In 2000, the last dragon year, the rate increased to 1.7 children per Taiwanese woman of childbearing age from 1.5 the previous year.
A second child had not been in the plans for Austin Tseng, a 32-year-old office worker in Taipai, but she is now eagerly awaiting a new baby.
“I had thought one child was enough, but then comes the year of the dragon and I’m happy to have another one,” Tseng said after an ultrasound check on her 20-week-old fetus.
Ng says people who are born in dragon years (which include 1940, 1952, 1964, 1976, 1988 and 2000) are imaginative and full of energy.
“They believe they can conquer the world.”
Ng does acknowledge a certain skepticism some might hold toward the ability to connect so many positive traits to a person’s birth in a dragon year. After all, it’s “not really scientific.”
And maybe there are other interpretations of just what a dragon might be.
“Dragons have their weaknesses, too,” Ng says. “They are not very practical people.”
With the idea of the change the year of the dragon could represent in mind, Ng has a long list of predictions for 2012.
He sees a lot of political change coming — there are many elections set in countries from the United States to Russia.
Closer to home, he sees a lot of “political hassles” in Toronto.
“There will be a lot of political union issues in the City of Toronto this year. That’s not avoidable, so making Mr. [Mayor Rob] Ford’s job quite tricky.”
While he sees stability with the federal majority government in Ottawa, he does predict it may shift its international focus.
“They will pay far more attention to Asia than ever before this year. In the past, they treated the U.S.A. as the major trading partner.”
And as far as the federal New Democratic Party is concerned, Ng doesn’t forsee an easy time. He predicts there will be more defections. (NDP MP Lise St-Denis jumped to the Liberals earlier this month.)
“The NDP is like a snake without a head right now.”
Not a dragon, or at least not a dragon of the Chinese zodiac, which would be a far more optimistic outlook.
Article wrote by Janet Davison, CBC News Canada
Foursquare is not a startup website and has reached all time highs in users, they still seek to grow to extreme numbers in 2012. Foursquare is a social experience and is a big site to watch out for!
Codecademy.com is an online website/game that makes it fun and easy for people to learn how to code. Codecademy recieved massive amount of users in 2011 and had even mayors using the site, Codecademy is expected to be huge in 2012 and have breakout number of users.
Dwolla.com is a direct payments startup that makes transfers rough Twitter, Facebook, SMS and other virtual channels, Dwolla was processing $1 million per day less than a year after launch. Dwolla has 70,000 users that make online payments through social networking feeds. Dwolla is cheper then credit card fees because payments of up to $10 are free and then anything greater is $0.25 charge. Dwolla is expected to have a big 2012.
Web traffic has hit new heights in 2011 with a third of the world now online and 800,000 users signed up to social networking behemoth Facebook
The Internet continued to see increased user numbers in 2011 with new figures compiled by Pingdom suggesting that a third of the world’s inhabitants are now online.
Based on Internet usage from the past 12 months Pingdom has revealed there are now around 2.1 billion people connected to the web with all browsing centred at the 555 million currently available websites.
Internet User Figures
Whilst 2.1 billion users might seem likes a staggering amount of online activity, this still leaves roughly two thirds of the world’s population without access to the Internet.
Eclipsing the number of online users is the number of registered email addresses with the 3.146 billion activated email addresses resulting in 71 per cent of all email traffic being spam.
With analyst firm Pingdom predicting that web traffic and Internet usage will “continue to grow” in 2012 the 2011 figures keep on flowing with YouTube’s 1 trillion annual video views landing alongside the 800 million registered Facebook users, a quarter of which signed up to the social networking service during the past year.
Whilst the web has been a staple in the UK for a number of years, we want to know you favourite web experience from 2011? Let us know via the comments box below.
Kim Dotcom is a hard man to reach. The founder of Megaupload.com, the popular file-sharing site the Federal prosecutors just shut down, has been accused of costing copyright holders more than $500 million in lost revenue from pirated content uploaded to his service–movies, music, TV shows, and so forth. But the chief innovation officer, who oversees more than 30 employees in nine countries, has made a business of testing the legal limits–his umbrella company has pulled in roughly $175 million, according to court filings, of which he received more than $42 million in 2010.
Inquiries to Megaupload over the past year have not been responded to; when I reached out to a source this week who had a connection to Dotcom, the source responded, “Sorry, but Kim told us explicitly not to put him in contact with journalists.” But Dotcom hasn’t been able to evade the Feds: Prosecutors have indicted him and six other defendants over online piracy, and are seeking the forfeiture of $175 million, dozens of bank accounts around the globe, as well as a stable of Mercedes-Benzes, Maseratis, Rolls-Royces, and Lamborghinis boasting vanity license plates that likely reflect the Dotcom era of Megaupload: “Good,” “Evil,” “CEO,” “God,” “Stoned,” “Mafia,” “Hacker,” and perhaps most telling, “Guilty.”
According to court documents, Dotcom owns roughly 68% Megaupload.com, Megaclick.com, and Megapix.com, subsidiary sites of the Mega Conspiracy brand. Dotcom also owns 100% of registered companies Megavideo.com, Megaporn.com, and Megapay.com. This family of sites grew to include more than 180 million registered users. Premium members of the service helped bring Mega Conspiracy more than $150 million, according to the Feds, while online advertising help the company bring in another $25 million.
To give some sense of just how large Dotcom’s dot-com business grew, between roughly 2006 through 2011, Mega Conspiracy’s PayPal account is said to have received over $110 million from subscribers and other associated persons. Fees for accepting payments on PayPal range from about 2% to as high as 3.9% for international transactions; thus, even a low-ball estimate would suggest PayPal likely made millions of dollars from Dotcom’s operations.
The indictment charges come not just as SOPA is a hotly debated topic in Washington, but as Megaupload attemped to make the shift toward becoming a more legitimate operation. Last month, the site received a makeover that included celebrity endorsements from Kim Kardashian, Kanye West, and Will.i.Am; Swizz Beatz was even appointed CEO (though the hip-hop artist was not named in the indictment).
Kim Dotcom even made a rare public appearance in a video uploaded to Megaupload’s homepage, and wrote a diatribe for Torrentfreak.com in which he took YouTube and Universal Music Group to task over copyright issues. The name of the article he wrote? “From Rogue to Vogue.” Megaupload has since been taken down, but there are a few other appearances by Dotcom in videos on the web, including the one below, in which he’s accused of street racing in the Gumball Rally, the real life Cannonball Run. The gold can be found 36 seconds in, just after the shot of Dotcom in a Nazi SS helmet when he declares in his German-Finnish accent, “When we are on the highway, we go PSSSSSST!”
Fast Company, by Austin Carr.
Who says art history buffs can’t also be foodies? Not sandwich artist Brittany! Her Mondrian-inspired open-face sandwich proves the opposite is true.
Enjoy your meal guys.
Via Holy Kaw!
Have you ever notice that Brad Pitt eats in almost all of his movies?
Not just a nibble either. He makes whatever it is look delicious. Take a look:
As a French guy in Cambridge I should confess that my accent is awful… (but really).
If you are going in the beautiful country which is France you will probably not cross many English speakers, mostly due to our bad knowledge in languages. However you can still enjoy a French conversation, how? (have a look at that video)
Author: Cedric Deur.
Facebook is reported to have begun including Sponsored Story advertising in user news feeds, according to a spokesperson from the company.
The social network has taken a lot of heat since it announced last month that it would begin including ads in news feeds, however it is aiming to keep them relevant by imposing specific conditions on the ads.
Companies cannot simply splash out to get an news feed ad placement, it will operate more like a reminder option. The Sponsored Story feature can instead be used to feature posts from a company page in the news feed of users that already like the page.
The measures mean that, for example, only users that already like Ben & Jerry’s page will see Sponsored Stories stories from the company, as below, in their timeline:
Businesses with pages can also use the new ads to recruit new fans but promoting the activity of their fans — who may like a page or post from the page — to their friends. Promotion like this will be marked as “featured” to those who view it, and Facebook is hoping the fact that the activity is between friends will keep it relevant.
Featured Stories will be served to users whose friends have interacted with Ben & Jerry’s page, assuming that the Ben & Jerry’s pays to promote them.
Facebook has promised that it will serve no more than one Sponsored Story to each user per day, as it aims to avoid overloading them with content.
The company has learnt from its disastrous introduction of Beacon, which dropped adds into news. Mark Zuckerberg recently reflected on Beacon, describing it as regrettable, and the new formula for in-timeline adverts looks to be a better effort at monetising Facebook’s user’s most precious part of the social network.
However, we can’t help thinking that the situation could be clearer. It has been suggested that Facebook could instead produce a dedicated ad news real, rather than mixing things together. With its approach Facebook is clearly aiming at providing better quality (and more expensive) placements for its advertisers, for now at least.
“Our goal is to do this thoughtfully and slowly,” a Facebook spokesperson said in a statement. “We hope to show people no more than one Sponsored Story in their News Feeds per day and the story will be clearly labeled.”
Although Facebook plans to ensure users see no more than one Sponsored Story in the News feed per day, the ads will be marked as “Sponsored,” the stories will only feature friends or Pages which users already Like, it’s still a very risky move.
What do you think? Are you for or against that?
The late American painter and TV show host Bob Ross became famous for his oil paintings of landscapes featuring “happy little trees,” and we could only imagine that the work of Chilean street artist Fabian Gaete Maureira would bring a smile to Ross’ face. Maureira, in a video that’s been uploaded to YouTube, creates scenes reminiscent of Ross’ work, only in less than five minutes using mostly his fingers, along with a rag and occasionally brushes.
Maureira paints beautiful landscapes — some featuring animals like horses — on pieces of glass that he holds and rotates in one hand. With his fingers, which move at a furious pace, he swipes and dabs at blobs of acrylic paint, pulling them away to reveal lush vistas, lakes, and waterfalls.
He does all of this in about three minutes, charging $10 apiece for his miniature works of art. Though he works in a physical media, Maureira is no stranger to the digital world, having set up a blog and Flickr stream to showcase his work. We’d love to see what he could do using a tablet like the iPad — by using it to draw, not smearing it with paint.
According to a 2011 study cited by Reuters, about 71% of college students said they were ready to “go digital” by accessing required readings on mobile or desktop applications. Additionally, 73% of students said they would even be willing to give up dating if they did not need to carry another heavy, print textbook around campus.
Many students are willing to accept digital textbooks due to the belief that they are cheaper than print versionsMany e-textbooks are also locked up technologically so they can’t be shared, printed or resold. In a recent study of 504 college students by the Student Public Interest Research Group, a consortium of student activists based in Chicago, the organization slammed existing e-textbook efforts such as CourseSmart for “being on the wrong track.”
Frank Lyman, CourseSmart’s executive vice president of marketing, argues that traditional printed books are also limited to one student at a time. CourseSmart is a consortium of publishers, including Pearson and McGraw-Hill Co. Its content, sold in limited-time subscriptions, can be read on PCs and printed out in small batches, but not read on a Kindle or a Sony Reader.
There are questions about how comfortable students will be studying on screens. In the Student PIRG study, 75% of college students said they would prefer print to digital texts.
Moreover, younger students might find the devices antiquated. Last year, educational research group Project Tomorrow asked students what elements they found most important in digital textbooks. Many said they wanted interactive features like videos and quizzes. No dedicated e-readers have these attributes.
In the same time a new study shows that e-textbooks may not be the best way to lower the rising price of course materials. According to The Chronicle of Higher Education, Daytona State College launched a pilot program in 2009 to test the effectiveness of digital textbooks. Over the course of two years, officials from the school found that in three out of four semesters, e-textbooks only saved students about $1. Additionally, students who chose this digital option could not sell their materials back at the end of the semester like they could if they bought the print versions.
The study indicates that while students are eager to accept technology, the digital textbook industry still has some obstacles to overcome before it provides an overwhelming advantage to degree seekers.
So what about you? Do you prefer classic textbook or are you going for an eBook reader?
Founded by Anglia Ruskin University student Ahmed Ejaz, Ceeqo is a place for graduates and students to come and find their future careers.
“The goal of this start up isn’t to make a lot of money but rather to create something useful for students to use, a place for us to come to find our future careers.”
“Ceeqo is clean and simple, we’re not a site cluttered by ads and never intend to be, we want the student to be able to easily browse the site and find what they’re looking for with minimal hassle.”
“Ceeqo is being created by students for students. We have a very cool and friendly feel when you visit our site and always want to keep things simple.”
Here is a snapshot of the site:
An optometry student at ARU Cambridge, Ahmed oversees the vision and goals of the company – to create a search engine bringing together the best graduate schemes in the UK.
Head of Development
John has years of experience designing web pages and is behind the simple and cool look and feel of the site.
Principal Software Engineer
Steve previously worked for Convergys as a programmer and agreed to join Ceeqo after meeting Managing Director Ahmed Ejaz on a train. Steve immediately shared the vision of the company and its potential.
We’ve a simple focus to create something useful and its true we do work out of a shed. I think it’s fitting to our focus of keeping things simple and like any shed there is a lot of creativity in it. We’re working on a lot of cool features we plan to release in the near future.
We welcome feedback from our users and are committed to working to continuously improve the service we offer. You contact us at firstname.lastname@example.org
Mental health problems affect 1 in 4 people every year, and are particularly pertinent in a university setting.
By signing this petition, we are declaring our experience and our stand against discrimination and stigma surrounding mental health issues.
It will take you one minute of your time helping thousand of people.
You can act NOW at:
Anglia Ruskin University,a piece of history:
Many Student when they arrive at the end of there studies ask themselves: Can I stay in the UK to work after I have finished studying?
We find out an interesting website where you might have a clue on your answer. I hope it will help you.